As a Central Pacific Bank mortgage loan officer, Joe Michael Agpaoa’s goal is to alleviate the stress out of the homebuying process. With over a decade of experience in the hospitality industry, Joe provides a high level of service while maintaining a calm and collected approach. He is dedicated to successfully assisting his client’s home purchase from start to finish, and is patient, attentive and personable, and always goes the extra mile – important traits that help him ease clients through their homeownership journey. Joe is fluent in English and Ilocano, and is flexible in tailoring his services to meet his client’s needs. According to one of his clients:

“Joe was so friendly and easy to work with. He has great communication skills, is very responsive and helpful, and he makes you feel like you’re working with a good friend. I’d highly recommend him to all my family and friends in the future and wouldn’t hesitate to work with him again.”